The Eight Oaks team
A firm relationship, supported by a team.
Eight Oaks Financial is built to give clients shared context, specialized planning and investment expertise, and continuity beyond any one advisor.
How the team works
One plan. Shared responsibility.
Each member of the Eight Oaks team brings distinct expertise. As your needs evolve, the right people contribute—working from the same financial plan, living mind map, and shared understanding of your goals.
Shared context
The team works from the same financial plan and updated client mind map, reducing dependence on a single advisor's memory.
Specialized input
Planning and investment expertise come together around employer stock, taxes, portfolio strategy, and retirement income.
Continuity
Clients have access to a broader team when one advisor is unavailable or a decision calls for different expertise.
Meet the team
People who contribute to the relationship.
Individual experience matters. The value comes from bringing that experience together around the client's plan.
Founder & Partner
Andy Chatham
Andy began his financial-services career in 1994 and has spent more than three decades guiding high-net-worth clients. His work spans personalized planning, investment management, insurance strategies, and the financial transitions that accompany career success and retirement.
Andy founded Eight Oaks Financial to build long-term relationships around careful planning and responsive service.
Andy grew up in Southern California. He spent more than two decades living in Silicon Valley before moving from the Bay Area to San Clemente in 2017.
Away from work, Andy enjoys surfing, running, mountain biking, and time with his wife, Jodi, their four children, and four grandchildren.
Director of Investment Strategies · CFA®
Tom Snyder
Tom joined Eight Oaks Financial in 2022. He earned a BS in Mechanical Engineering from Utah State University and worked for the federal government in an engineering capacity before entering financial services.
Tom is a CFA® charterholder and holds the Series 7 and Series 63 registrations through LPL Financial. He contributes investment-strategy depth to the firm's planning process.
Tom lives in Middle Tennessee with his wife, their two children, and their dog. Outside work, he enjoys family time, home projects, and sharing his love of sports with his children.
Client Relations Manager
Merissa Dandeneau
Biography forthcoming.
Broader coordination
The advisory team does not work in isolation.
When appropriate, Eight Oaks coordinates with the CPA, attorney, insurance professionals, and other specialists chosen by the client. The firm helps keep those conversations connected to the financial plan.
- Financial planning around current decisions
- Investment management aligned with the broader plan
- Regular progress meetings and updates to the shared mind map
- Nationwide virtual access with regional meeting options
Meet Eight Oaks
Start a conversation with the firm.
Your complimentary first conversation generally lasts 20–60 minutes by Zoom or phone.
