Local context
Southern California roots. Nationwide reach.
Eight Oaks serves clients across the United States and maintains a core regional presence in Orange County. Andy was born in Southern California and has lived in San Clemente since 2017, giving the firm deep roots in the region.
For local executives, concentrated employer stock can affect taxes, investment risk, retirement timing, property decisions, and family goals. Eight Oaks helps connect those decisions in one financial plan.
Most meetings are virtual. When an in-person meeting would be helpful, our team can meet with you or coordinate a convenient Orange County location.
The central question
How do you turn concentrated company stock into a more flexible retirement plan?
Decisions we coordinate
From liquidity event to retirement income.
Taxes shape every part of the decision—not only the eventual sale.
Employer stock
RSUs, options, ESPP shares, 10b5-1 plans, trading windows, deferred compensation, NUA, charitable gifting, diversification, and the tax consequences of each decision.
Retirement transition
Retirement readiness, benefits, cash reserves, tax-aware income planning, charitable and family priorities, and the shift away from salary.
Investment strategy
Tax-aware portfolio management aligned with concentration risk, income needs, goals, and the broader financial plan.
Eight Oaks coordinates tax-aware planning with your tax professional; the firm does not provide tax preparation or stand-alone tax advice.
How we meet
Nationwide reach. Orange County roots.
The majority of meetings take place virtually, giving clients across the United States access to the full Eight Oaks team. When being in the same room would improve the conversation, Eight Oaks can meet with you or coordinate a convenient Orange County location.
