Wealth Management Defined
For over 20 years Chad and Andy Chatham have watched the financial services industry make many sharp turns. ‘Wealth Management’ is a buzz phrase that many advisors are using these days. We’d like to help you understand what that phrase means to us and our clients.
Our approach to wealth management encompasses three areas
Investment Services
Performance Review
We review your existing portfolio and determine what changes are needed.
Risk Evaluation
We evaluate the risk in your portfolio and determine if it needs to be adjusted.
Asset Allocation
We monitor your current allocation vs. your risk tolerance and time horizon.
Impact of Costs and Taxes
We educate our clients about how fees and taxes influence the long term health of their assets.
Advanced Planning / Financial Planning
Retirement Cash Flow Projection
We build a cash flow model that can be used to analyze your finances today and to run projections in the future.
Wealth Protection Strategies / Risk Management Strategies
We aim to help you protect the assets that you’ve worked hard to accumulate.
Insurance: Life, Disability income and Long Term Care
Insurance planning is fundamental to protecting your family. We are licensed with the top rated carriers.
Education Planning
We help our clients with children plan for those critical college years.
Wealth Management, Tax and Cash Flow Planning
We help our financially independent clients focus on what they take home, after taxes and after expenses.
Charitable Giving
We help our charitably inclined clients build strategies that help them accomplish their gifting goals.
Relationship Management
Chad and Andy Chatham have been in financial services industry for almost a combined 50 years. During that time,they’ve built relationships with fantastic:
- Attorneys
- CPA’s
- Mortgage Brokers
- Property / Casualty Brokers
- Business Owners
- Other professionals
We will work to make sure you have the best people on your financial team.
*These are not exclusive relationships. You are free to choose your own professional for these areas.
We use a Wealth Management Tool to help us manage our clients assets. The tool allows us to run future projections for retirement, kids education, selling a business, selling property, social security and estate tax calculations.
Watch this short video describing our Wealth Management Tool.
